Sample Mortgage Brokerage Firm Business Plan Template

MORTGAGE BROKERAGE BUSINESS PLAN PDF SAMPLE

Are you looking to start a high class Mortgage firm and need to write a business plan?

Here is a free business plan for starting a mortgage brokerage firm.

  • Executive Summary • Who We Are • Administration
  • Mission
  • Vision
  • Business Objectives
  • Core Values
  • Services Offered
  • SWOT Analysis
  • Summary of Market Analysis
  • Strategy and Approach to the Market
  • Financial Plan

EXECUTIVE SUMMARY
• Who We Are—QMT Finance is a Mortgage brokerage company that is poised on striking the delicate balance between loans and interest rates in the financial market of lending. We lend to real estate professional bodies, medium and large scale firms, and corporate individuals. With QMT Finance, clients are sure to attain their financial goals without much hassle as we have specialized facilities and individuals to cater for every documentation, and that your needs are met duly.

• Administration—This is built up of the current owners of the firm made of 5 members, consultants made up of 3 members, and a position is made available for investors as well in this team. The organization is composed of, in the following hierarchy, the Board of directors, Senior Management, Mortgage Brokers, Mortgage bankers, and Sales Agent.

MISSION
We are looking at providing our customers with the fairest of loan services obtainable; and in the nearest future, we look to dominate the investment market, in such a way that we would be keenly involved in the shaping of the market.

VISION
We see a 5-year-future in which QMT would have grown into a $7 million company, a mentor to other financial bodies, as well as a hope for firms that are stuck between the Nile and hungry business lions.

BUSINESS OBJECTIVES
QMT Finance is a goal-oriented company that has its eyes set on a number of objectives since its inception. They are:

i) To make 75% return on investment within the first 15 months of operation.
ii) To create a strong identity in the financial market, such that the sentence of financial lending is not complete without mentioning QMT.
iii) To make profits in the process of creating gross opportunities for entrepreneurs and business, both in cash and in advices.
iv) To be a major investor in emerging businesses in the area.
v) Build a unique referral that is sustained by well served customers.

CORE VALUES
The following virtues are held as our religious doctrines:
i) Transparency
iii) Discipline
iv) Integrity
v) Diligence

SERVICES AND PRODUCTS OFFERED
We are vehement on our drive to only give the best in terms of our products and services. The services and products include:

• We offer Mortgage advice.
• Management and serving of loan portfolios.
• Mortgage products include fixed rate, jumbos, Home equity lines of credit, adjustable rate, and refinance.

SWOT ANALYSIS
Strength: We are confident in the success of our business as we have a lot of services and product options to offer under our brand name, our staffs are highly professional at what they do, and we mostly setup a product at low cost.
Weakness: There are lots of regulatory issues, as well as compliance costs. Also we are faced by harsh legal liabilities.
Opportunity: We are entering into an environment that would certainly be receptive to the mortgage schemes as the area is still in its phase of adolescence, we have the chance of creating and marketing new approaches and we have the opportunity of spreading our mortgage tentacles throughout the industry.

Threats: Our approaches have not been patented, there has been an increase in the number of competitors as well, and being in a developmental stage, policies are formulated at an increasing rate that might pose challenges to the effectiveness of the company.

SUMMARY OF MARKET ANALYSIS
Recently there has been a recovery in the collapsed state of the economy; this is great news. It has been the market awakened in many industries especially the housing and estate sector. Everyone believes they have got to do what they must do soon enough as there is some practical uncertainty as to the next trend the economy would take.

There would not be a riper time to explore the market. In this view, we have segmented the market into two categories:

• Current Home-owners
• First-Time Home-owners

The former category is those that seek out advising services, as well as refinancing services. They look at loans that would aid them in renovation and remodeling purposes. We have made programs available to cater for such demands.

The latter are those who are intending to start up a new construction. They seek out loans that would help them accomplish this aim especially in these favorable times of the economy. There are different options available to them.

It is important to note as well that the QMT Finance Company already has two locations in environments that are developing so rapidly; one is in St. Ruidies Avenue, and the other at Shamphire layout.

STRATEGY AND MARKET APPROACH
In order to take over the growing market, we have adopted a few strategies:
We have dropped our down payment as low as 3% to accommodate those who find it difficult to actually make the financial requirements demanded.

We are also intensifying our advertisement platforms both online and offline. Online in social media like facebook, linkedIn, Twitter, etc. and offline via channels such as local TV stations, radios, newspapers, and we are reaching out to legal institutions, lawyers and attorneys to boost our societal strength and avoid legal controversies.

FINANCIAL PLAN
Assumptions Made:
• At the end of each month, all small debts would be settled.
• The returns on mortgage portfolios would be at a rate of 4% each year on the assets.

Total Sales Revenues within a year $673, 700
Permits and Licenses $56, 300
Monthly Revenue Break-Even $21, 340
Cash Flow In Flow Out Flow
$760, 530 $471, 330

This financial plan clearly indicates progress of the QMT Finance company. We are not done yet; we are still pursuing the mark of a greater achievement.

This is a Mortgage Brokerage business plan sample. You can pattern your own in this style and save yourself so much energy, and very importantly secure investments.

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