If you are looking for a sample money lending business plan template, here is a business plan for starting a money lending company and free feasibility study example you can use.


If you are reading this, then I will agree that you are interested in starting the money lending business. So many have gone into this business and have greatly improved their status and their lifestyle, and in a very large way, they have helped those making use of their services.

Money is an essential part of living, sad though, humans will not always have the exact amount needed, and at such moments, they might need to borrow to sort the urgent situation they are in out, as a money lender, that’s where your work comes in.

The way humans look at the idea differs, some sees it as a good option, while others see it as something bad. Either way, only those who have once tried it can obviously agree that money lending business is a very good one.

The reward of starting a money lending business is unimaginable, your interest will keep growing and you will always have people who need your services, some will pay back before the expected day, still, you will still get your complete interest.

In this article, we are going to provide you with a guide that will help you in your endeavor to write your award-winning money lending business proposal sample which will help you get reasonable and willing investors to back your business up.

Here are the essential subheadings that must be included in your business plan to make it an award-winning and a complete business plans.

  1. The Introduction Or The Overview Of The Industry
  2. The Executive Summary
  3. Risk And Strength Analysis
  4. The Market Analysis
  5. The Competition
  6. The Sales And Marketing Strategy
  7. Financial Analysis And Forecast
  8. Sustainability And Expansion Strategy
  9. Conclusion

Let us now discuss in detail how you can develop each of these points to get a unique business plan

The Introduction Or The Overview Of The Industry
The introductory part of the business plan is the part where you will be writing about the entire shape of the local and international money lending business, in this part, it is essential for you to provide brief history about money lending industry.

The Executive Summary
On this section of your money lending business plan, you will need to provide brief information about the company and the people setting it up. In this section too, you will need to provide the vision of the company as this help your investors to see if there are plans for the future or not. Most prefer using terms like ‘’ to become a leading brand in the world’’

Your business mission will also be discussed in this section as this also very important if you will get reasonable investors for your business. Your business structure is also very important and as such it will be discussed in this part. Your structure will go a long way in defining your future so you must develop this very well.

The key roles to be filled will include Chief Executive Officer (CEO), Accountant, Sales, and Marketing agent, Receptionist, etc.

Risk and Strength Analysis
In this section of your business plan, you will need to write about your understanding and analysis of your Strength, Weakness, Opportunities, and Threats this is popularly referred to as the SWOT ANALYSIS.

Your strength might involve the latest technology that will help you run a secure money lending business; your threats might be the effect of economic instability or late payment on the part of the borrowers.

The Market Analysis
This part is one of the essential parts of your business plan. The market analysis segment will prepare you for what you will meet in the money lending market. Your understanding of the business will be brought to test to see if you have the basic needed understanding. There are trends that the market follows, some forces that define the activities of the market, the role of the economy and the government in the business.

In this part, you will define your target market, those who will be using your services. Your services will be need by virtually everyone especially students, business owners, industries amongst others.

The Competition
On this section, you will need to show that you understand the level of competition in the market, and your plans to succeed in the light of these competitions. Your competitive advantage will also be discussed. Your competition might include banks offering loans.

The Sales and Marketing Strategy
In this section, your strategy for advertising and publicising your business to people both far and wide will be scripted, those mediums like the social media, use of news media and another advertising medium will be discussed. Your interest rate or how much people will be charged for using your services will also be discussed.

Financial Analysis and Forecast
The finance part of your business is very important. For that reason, you need to take this part seriously. Your source of income and the expected income will also be discussed. Other important points include your expenses and the total cost to be incurred, your projected profit for a set period (usually within 5 years)

Sustainability and Expansion Strategy
Your plans to and expand your money lending business will be discussed in this part.

At this point in your money lending business plan, you will be expected to summarise the entire content of the business plan and also include your concluding remarks.