Bunion Surgery Cost With Insurance – Average Price and Options

How Much Does Bunion Removal Surgery Cost – With and Without Insurance

Does blue cross blue shield, keyhole, medicaid, medicare, cigna or united healthcare cover bunion surgery? A bunion is a condition whereby the big toe joint is improperly aligned as a result of the protrusion of a foot bone. It is most of the time treated conservatively, but there might be the need to undergo surgery for full treatment of the ailment.

Average Cost of Tailor’s, Bupa, Private and Minimally Invasive Bunion Surgery

When deciding if there will be the need for you to undergo a bunionectomy or not, a lot has to come into place. You have to have it at the back of your mind that you will be spending so much time off your feet just as you recover. You may also experience lack of flexibility in the toe joint. Surgery seems to be the best option as some people opt for going for the designer toe and they get disappointed at the end of the day. 

To even make matters worse, some of the insurance companies do not consider bunions as an ailment with medical importance, and so do not include it in their plans. 

So what is bunion surgery cost with insurance?

THE PAINFUL EFFECT OF BUNION

How painful is Bunion surgery? Anyone that has suffered from bunion for a long time can testify how painful the ailment could be. It is very irritating and sometimes lead to depression as you might find yourself unable to do things that you usually get done. And not to also consider the pain of coughing out so much to get it treated. But in all, an insurance cover may actually help in bringing succour to the scourge.

WHAT CAUSES BUNION?

There is no much information about the cause of the ailment, but according to NHS UK, the causes could be attributed to:

  • Genetics
  • Arthritis
  • Cerebral palsy
  • Over fitted shoes

Bunion is characterised by the big toe extending to the other toes on the same foot. It is as well characterised with sores and swells and the sufferer may experience so much pains when they wear a pair of tight shoes. In a situation whereby the bunion is not given the appropriate treatment, it may become worse.

Now the good news is that it is now possible to treat the ailment and restore the deformation back to its normal position. But some patients will prefer to undergo surgery to eradicate the discomfort and pain totally. And just like every other surgery, the patient will be expected to pay more.

WHAT IS THE COST OF A BUNION SURGERY WITH INSURANCE

How much is bunion surgery with insurance? If you have finally decided to go for the surgical operation for the treatment of bunion, you will be expected to pay on the average $3000 to about $5,000. Actually the cost of bunion surgery with insurance can be from $1,000 to $30,000. This will depend on so many factors, such as the severity of the ailment, the clinic where the treatment will be done, and the location of the clinic itself.

But in a situation whereby you have insurance, the cost of bunion surgery may go down. And this will depend on what your insurance plan covers. In some cases, bunion surgery costs may not be covered in the insurance plans as this kind of surgery is sometimes considered as palliative or cosmetic surgery and do not qualify to be included in a insurance cover.

But in a situation whereby your insurance covers the cost of the surgery, you may be expected to only make a copayment of about 10 to 15%. This means that you will have a contribution to make in the total cost of the bunion surgery. For example, if the cost of the bunion surgery is $10,000. You will be expected to make a payment of between $1,000 and $1,500. The balance will be provided by your insurer.

COST AS DETERMINED BY LOCATION

For residents of areas as the east and west coast, you may get the cost of the bunion surgery for something around $5,000. But if you are resident in the southern part of the United States, you may have the opportunity to pay less, which could be as low as $3,000. But you need to note that these are simply average cost of the treatment, the actual prices may differ on how competitive it is to get the treatment in a certain city. You can get the best price of bunion surgery when you conduct your research well.

ADDITIONAL COSTS

The surgical treatment is not successful at all times. In some cases, it fails and the patient might require some additional treatments. Although, from reports, almost about 90% of patients that undergo a bunion surgery get good results.

DISCOUNTS

In a situation whereby you don’t have insurance, it is very much possible to get discounts for your treatments. Most specialists give discounts up to the tune of 35% to their patients. For instance, UC Health, located in Cincinnati will offer discount to about 40%.

WHERE TO GET A BUNION SURGERY TREATMENT?

If you are confused about where to get a bunion surgery treatment covered by insurance or not, a podiatrist is in the best position to treat the ailment. The American Podiatric Association will offer more information on how to locate a certified podiatrist.

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