PayPal is one of the most reliable and most secure online payment platforms that have been around for quite a few years. Domiciled in the United States of America and owned by eBay, this online payment platform is notorious for limiting funds of users who do not adhere strictly to its rules and regulations. There are countless tales of people especially in Nigeria, who have experienced the restriction hammer of PayPal, a majority of PayPal accounts with lots of funds in them.
Nigeria was one of the countries that PayPal blocked from using their services several years ago. This was because some unscrupulous Nigerians used the payment platform to defraud many innocent people on eBay years back.
But after a series of petitions from well-meaning Nigerians who need to use PayPal in their daily online activities, as well as users who desire to make or receive payments to or from clients who have PayPal as their only payment options, PayPal officially became available in Nigeria on Tuesday, 17th of June, 2014.
However, the lifting of the embargo is not complete, for Nigerians who use PayPal can only send funds to foreign PayPal accounts and not to accounts owned and used by Nigerians within the country or to perform online payments for goods and services abroad. As at today, PayPal has not yet allowed Nigerian users to receive or withdraw funds.
This has made many Nigerians seek alternative means of creating PayPal accounts that will not only enable them to receive funds from foreign clients but will also allow them to withdraw funds earned for work done or completed for clients abroad.
This strategy is fraught with risk as PayPal restricts such accounts upon discovery no matter how much funds are in the accounts and to recover such restricted accounts is close to impossible.
Having and operating a PayPal account has lots of benefits: you will be able to pay online for services or products on platforms like Fiverr, for downloadable eBooks or physical books which can be shipped to Nigeria. You can even pay for packages of software or mobile applications, plugins for your WordPress site, blog themes, website design services, etc.
There are several procedures which you can employ to create and own a PayPal account with peace of mind and be able to use its functions right here in Nigeria. One of such methods entails that you have a relative or a friend that you trust living in the United Kingdom or the Unites States or in any of the countries where PayPal allow users to withdraw funds.
All you have to do is to ask such a person to help you in creating a PayPal account in their name that is if they do not own one already. Since they would be opening the account in their name, they would be able to provide any document or ID papers readily each time PayPal demand for them. It gets easier if that relative or friend of yours owns a bank account in any of the banks in that country for this makes the process of verification of PayPal accounts faster and straight forward.
Once the PayPal account has been successfully created, you may request for the username as well as the password to the account, log in and use the account from Nigeria anytime you desire to use their services. Of course, the chance that PayPal will notice the change in IP is very high and may request for scanned copies of identification documents to authenticate the user and tighten up security. This hurdle could be scaled quickly if the person signed up using their personal details and address instead of yours.
But what if that relative or friend of yours always owns a PayPal account? That means he/she may not be able to create a second account using their personal details as PayPal does not approve of such actions. So what do you do?
Well, all you need to do is to send your money to their PayPal ID. Your friend or relative will then proceed to withdraw the money and send it to you here in Nigeria using the services of Western Union Money Transfer or MoneyGram. This is one of the most effective methods used by Nigerians nowadays to receive their funds.
But what if you do not know anybody that lives outside the country that will help you create a foreign PayPal account? This alternative is popular amongst merchants who buy and sell PayPal funds in Nigeria.
All you will need to do is to pay for a dedicated VPN (virtual private network) service which you will use anytime you want to have access to your funds on PayPal. You can adjust the VPN to any country of your choice where users can use the full services of PayPal. This will fool PayPal into believing that you reside in such a country, and as long as you don’t perform any suspicious activity using the account, you will be safe from the hammer of PayPal restrictions.